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Financial > Investments > Cash Savings
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You know all about cash - don't you?
There are current accounts that can usually pay no interest or up to 8% depending upon whether you wish to use a High Street bank or an Internet bank, and a range of deposit accounts which are either tax-free, pay tax at 20% or pay the interest gross for you to be responsible for the tax yourself.
Those deposit accounts range from 'day rate' overnight treasury deposits through to investments that preclude access without penalty for several years.
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Beyond this, deposits can be held in a variety of currencies to avoid the cost and need of having to convert income or savings into or out of Sterling for those people who have interests outside the UK such as a holiday home, an investment property overseas, income or profits from overseas investments in shares or even income from overseas employment.
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