Financial Services > Investments > National Savings


The government makes available a range of different savings opportunities and an investment through the Post Office.


Each month the terms applicable to that product range changes, but it consistently includes Premium Bonds, National Savings certificates, the Save As You Earn scheme, Cash Deposits and Children's Bonds.

The investment available through the Post Office is a brand new Gilt. Gilts are defined elsewhere in the Financial section of this website, but they are loans to the British Government and so are risk free if you keep them to the stated winding up date.


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The products and services available through National Savings have a great deal in common with an old nursery rhyme: 'When they are good they are very very good but when they are bad they are horrid'.