Insurance Services > Commercial > Engineering and Inspection


There are statutory requirements to ensure the safe operation of a range of equipment: from lifts to power presses, cranes to slings and air receivers to cookers.


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The frequency of independent inspections is laid down in Statute.

Specialist inspection services and insurance companies are happy to provide those independent periodic reports on condition, and the insurers also provide a range of complementary insurance protection that would not ordinarily be provided by policies covering the buildings and their contents.

Those covers include accidental damage to the items themselves, fragmentation of the items, damage to surrounding property, damage to lifted goods and breakdown repair costs. This type of cover is even available for computers provided there is a satisfactory maintenance contract in force.

In the same way that there is business interruption cover available following insured loss or damage to the buildings and contents, the same type of insurance is also available for insured engineering loss or damage.